Search HUD Homes

The Home Affordable Refinance Program gives up to 4 to 5 million homeowners an opportunity to refinance into more affordable monthly payments. Imobilia can help you get started and find an affordable home.

HUD homes are government owned foreclosures. These can be excellent investments for owner occupants and investors because its low closing costs and only 3% of the property value as down payment.

  • Minimum credit score required is 620.
  • Only a HUD approved broker can make a bid on a HUD home.
  • HUD offers are sent in using a "blind" bidding process. A bidding date is released by HUD and offers are submitted on that date, without any knowledge of how much the other offers were for. HUD will take the highest offer if they find it acceptable, but reserves the right to refuse all offers.

If you are interested in purchasing a HUD home, call or come to one of our offices located throughout Dade county to speak with a HUD specialist, with the following documents:

  • Proof of funds (if a cash transaction) i.e. a letter from your bank stating you have required amount in cash.
  • Pre-approval letter (if financed)

To search HUD homes in your area, click here.

To get further information and review questions and answers on how to buy HUD homes, click here.

Home Affordable Refinancing

Many homeowners pay their mortgages on time but are not able to refinance to take advantage of today’s lower mortgage rates perhaps due to a decrease in the value of their home. A Home Affordable Refinance will help borrowers whose loans are held by Fannie Mae or Freddie Mac refinance into a more affordable mortgage.

Home Affordable Modification

Many homeowners are struggling to make their monthly mortgage payments perhaps because their interest rate has increased or they have less income. A Home Affordable Modification will provide them with mortgage payments they can afford. To learn more about this program view the video below and contact us today.

  • Imobilia Services
  • Imobilia Real Estate LLC
  • 1464 Washington Avenue | Miami Beach, FL 33139
  • T: 305 639 8374 | F: 305 357 0906
  • info@imobilia.com